{"id":512,"date":"2020-09-02T20:50:28","date_gmt":"2020-09-02T18:50:28","guid":{"rendered":"https:\/\/ingermania.ro\/?p=512"},"modified":"2022-12-27T10:41:07","modified_gmt":"2022-12-27T09:41:07","slug":"iata-cum-poti-inchiria-un-apartament-fara-a-fi-necesar-sa-o-platesti-integral","status":"publish","type":"post","link":"https:\/\/ingermania.ro\/iata-cum-poti-inchiria-un-apartament-fara-a-fi-necesar-sa-o-platesti-integral\/","title":{"rendered":"Iat\u0103 cum po\u021bi \u00eenchiria un apartament \u00een Germania f\u0103r\u0103 a fi necesar s\u0103 o pl\u0103te\u0219ti integral!"},"content":{"rendered":"<p>Legea german\u0103 nu impune chiria\u0219ului obliga\u021bia de a pl\u0103ti garan\u021bie pentru un apartament. \u00cens\u0103 acest lucru poate fi stipulat contractul de \u00eenchiriere. Deseori proprietarii cer garan\u021bii de numerar. Din p\u0103cate, nu toat\u0103 lumea este \u00een m\u0103sur\u0103 s\u0103 suporte costul garan\u021biei, care este adesea relativ mare. Din fericire, exist\u0103 mai multe op\u021biuni pentru a evita plata garan\u021biei \u00een numerar.<\/p>\n<h3><strong>Ce s\u0103 faci ca s\u0103 nu pl\u0103te\u0219ti garan\u021bia pentru apartament \u00een numerar?<\/strong><\/h3>\n<p>Garan\u021bia pentru un apartament \u00een Germania se poate pl\u0103ti \u00een mai multe moduri. Pe l\u00e2ng\u0103 plata \u00een numerar, aceasta poate fi finan\u021bat \u0219i prin gaj (die Verpf\u00e4ndung), acord de girare (die B\u00fcrgschaft), cesiune de crean\u021b\u0103 (die Sicherungsabtretung) sau o asigurare pentru bunul \u00eenchiriat (die Mietkautionsversicherung). Chiria\u0219ul nu trebuie s\u0103 se limiteze la una dintre op\u021biunile de mai sus, ci poate alege mai multe \u00een paralel. Re\u021bine c\u0103 garan\u021bia nu poate fi mai mare dec\u00e2t echivalentul a trei chirii f\u0103r\u0103 costurile de \u00eenc\u0103lzire, germ. \u201eKaltmiete\u201d (a se vedea \u00a7 551 paragraful 1 BGB &#8211; Cod civil).<\/p>\n<h3><strong>Posibilit\u0103\u021bile de finan\u021bare a garan\u021biei \u00een Germania \u00een detaliu<\/strong><\/h3>\n<p>Mai jos g\u0103se\u0219ti diferitele op\u021biuni pentru finan\u021barea garan\u021biei tale \u00een Germania:<\/p>\n<ul>\n<li><strong>Plata \u00een numerar<\/strong><\/li>\n<\/ul>\n<p>Cea mai obi\u0219nuit\u0103 metod\u0103 de plat\u0103 a garan\u021biei este plata \u00een numerar, a\u0219a-zisul \u201edepozit \u00een numerar\u201d, germ. die Barkaution. Chiria\u0219ul poate pl\u0103ti \u00een numerar sau prin transfer bancar. Proprietarul este obligat s\u0103 depun\u0103 ace\u0219ti bani \u00eentr-un cont de economii (a se vedea \u00a7 551 sec\u021biunea 3 BGB).<\/p>\n<ul>\n<li><strong>Gajul<\/strong><\/li>\n<\/ul>\n<p>Urm\u0103toarea metod\u0103 de plat\u0103 a garan\u021biei \u00een Germania este gajul. Chiria\u0219ii garanteaz\u0103 de obicei cu un cont de economii pe care \u00eel au (der Sparvertrag). Po\u021bi gaja \u0219i alte bunuri, de ex. un autoturism sau un cont de economii pentru achizi\u021bionarea unei locuin\u021be (der Bausparvertrag).<\/p>\n<ul>\n<li><strong>Asigurarea bunului \u00eenchiriat<\/strong><\/li>\n<\/ul>\n<p>Asigurarea bunului \u00eenchiriat care ca scop asigurarea costurilor care decurg din contractul de \u00eenchiriere. Contractul este \u00eencheiat \u00eentre chiria\u0219 \u0219i compania de asigur\u0103ri. Ca dovad\u0103 a \u00eencheierii contractului de \u00eenchiriere, chiria\u0219ul poate prezenta poli\u021ba eliberat\u0103 e asigurator.<\/p>\n<ul>\n<li><strong>Cesiunea de crean\u021b\u0103<\/strong><\/li>\n<\/ul>\n<p>Chiria\u0219ul poate, ca garan\u021bie, s\u0103 renun\u021be \u00een favoarea proprietarului la o crean\u021b\u0103 datorat\u0103 de ter\u021be persoane.<\/p>\n<ul>\n<li><strong>Acordul de girare \u00een Germania<\/strong><\/li>\n<\/ul>\n<p>\u00centr-un acord de girare, ter\u021bii se angajeaz\u0103 s\u0103 pl\u0103teasc\u0103 eventualele obliga\u021bii financiare ale chiria\u0219ului rezultate de pe urma contractului de \u00eenchiriere. At\u00e2t un membru al familiei, c\u00e2t \u0219i o institu\u021bie de credit pot fi giran\u021bi. \u00cen prezent, po\u021bi g\u0103si pe internet servicii de girare online. Astfel acordul poate fi \u00eencheiat rapid \u0219i u\u0219or. <a href=\"http:\/\/www.financeads.net\/tc.php?t=24788C38513282T\" target=\"_blank\" rel=\"noopener noreferrer\">Kautionsfrei.de<\/a> este unul dintre cele mai mari site-uri care ofer\u0103 garan\u021bii online \u00een Germania.<\/p>\n<h3><strong>Cui se adreseaz\u0103 oferta <a href=\"http:\/\/www.financeads.net\/tc.php?t=24788C38513282T\" target=\"_blank\" rel=\"noopener noreferrer\">Kautionsfrei.de<\/a>?<\/strong><\/h3>\n<p>Oferta <a href=\"http:\/\/www.financeads.net\/tc.php?t=24788C38513282T\" target=\"_blank\" rel=\"noopener noreferrer\">Kautionsfrei.de<\/a> se adreseaz\u0103 \u00een general c\u0103tre trei grupuri de clien\u021bi:<\/p>\n<p>Persoanele care au g\u0103sit un apartament \u0219i au semnat deja contractul de \u00eenchiriere, dar nu au pl\u0103tit \u00eenc\u0103 garan\u021bia. Aceste persoane pot completa cererea girare pentru a nu pl\u0103ti depozitul \u00een numerar. Cererea trebuie s\u0103 includ\u0103 datele personale, precum \u0219i datele proprietarului, bunului \u00eenchiriat \u0219i contului bancar:<\/p>\n<p><a href=\"http:\/\/www.financeads.net\/tc.php?t=24788C38513284T\" target=\"_blank\" rel=\"noopener noreferrer\">Cerere de girare a garan\u021biei pentru persoanele care au semnat deja un contract de \u00eenchiriere, dar nu au pl\u0103tit \u00eenc\u0103 garan\u021bia.<\/a><\/p>\n<p>Persoane care caut\u0103 o locuin\u021b\u0103 nou\u0103 \u0219i doresc s\u0103 rezerve girarea garan\u021biei pentru noua locuin\u021b\u0103:<\/p>\n<p><a href=\"http:\/\/www.financeads.net\/tc.php?t=24788C38513284T\" target=\"_blank\" rel=\"noopener noreferrer\">Cerere de rezervare pentru girarea garan\u021biei unei noi locuin\u021be.<\/a><\/p>\n<p>Persoanele care \u00eenchiriaz\u0103 deja un apartament \u0219i doresc s\u0103 primeasc\u0103 \u00eenapoi garan\u021bia pl\u0103tit\u0103 \u00een numerar prin depunerea unui acord de girare \u00een schimb:<\/p>\n<p><a href=\"http:\/\/www.financeads.net\/tc.php?t=24788C38513275T\" target=\"_blank\" rel=\"noopener noreferrer\">Cerere pentru girarea garan\u021biei cu scopul return\u0103rii garan\u021biei deja pl\u0103tite.<\/a><\/p>\n<h3><strong>C\u00e2t cost\u0103 acordul de girare de la Kautionsfrei.de?<\/strong><\/h3>\n<p>Suma girat\u0103 depinde de valoarea garan\u021biei, iar taxa este pl\u0103tit\u0103 anual. Dac\u0103 garan\u021bia este de ex. 1.000 \u20ac, taxa anual\u0103 de girare va fi de 52,50 \u20ac (adic\u0103 un cost lunar de 4,38 \u20ac). Singurul minus al ofertei Kautionsfrei.de este faptul c\u0103 taxa minim\u0103 anual\u0103 pentru girare este de 50 \u20ac. Deci chiar dac\u0103 garan\u021bia pe care trebuie s\u0103 o pl\u0103te\u0219ti este mai mic\u0103 dec\u00e2t exemplul dat de 1000 \u20ac, taxa pentru girare de la Kautionsfrei.de va fi \u00een continuare de 50 \u20ac pe an.<\/p>\n<h3><strong>Pentru c\u00e2t timp trebuie pl\u0103tit\u0103 taxa de girare la Kautionsfrei.de?<\/strong><\/h3>\n<p>Kautionsfrei.de percepe taxa o dat\u0103 pe an pe toat\u0103 durata contractului de \u00eenchiriere, adic\u0103 c\u00e2t timp chiria\u0219ul are obliga\u021bia de a pl\u0103ti garan\u021bia. Dar acordul de girare poate fi anulat \u00een orice moment pentru c\u0103 Kautionsfrei.de nu impune o perioad\u0103 contractual\u0103 minim\u0103. Valoarea taxei pl\u0103tite va fi \u00eenapoiat\u0103 \u00een func\u021bie de timpul scurs de la \u00eencheierea contractului. Trebuie re\u021binut c\u0103 dup\u0103 renun\u021barea la acordul de girare, trebuie s\u0103 pl\u0103te\u0219ti singur garan\u021bia.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Legea german\u0103 nu impune chiria\u0219ului obliga\u021bia de a pl\u0103ti garan\u021bie pentru un apartament. \u00cens\u0103 acest lucru poate fi stipulat contractul de \u00eenchiriere. Deseori proprietarii cer garan\u021bii de numerar. Din p\u0103cate, nu toat\u0103 lumea este \u00een m\u0103sur\u0103 s\u0103 suporte costul garan\u021biei, care este adesea relativ mare. Din fericire, exist\u0103 mai multe op\u021biuni pentru a evita plata [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":514,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[8],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.12 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apartament \u00een Germania, f\u0103r\u0103 s\u0103 fie nevoie s\u0103 pl\u0103te\u0219ti garan\u021bie?<\/title>\n<meta name=\"description\" content=\"Afl\u0103 cum po\u021bi evita s\u0103 pl\u0103te\u0219ti garan\u021bia integral\u0103 pentru un apartament \u00een Germania! 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