{"id":2961,"date":"2023-03-29T13:58:51","date_gmt":"2023-03-29T11:58:51","guid":{"rendered":"https:\/\/ingermania.ro\/?p=2961"},"modified":"2023-03-29T13:58:51","modified_gmt":"2023-03-29T11:58:51","slug":"schufa-scurteaza-perioada-de-pastrare-a-inscrisurilor-privind-falimentul-consumatorilor","status":"publish","type":"post","link":"https:\/\/ingermania.ro\/schufa-scurteaza-perioada-de-pastrare-a-inscrisurilor-privind-falimentul-consumatorilor\/","title":{"rendered":"Schufa scurteaz\u0103 perioada de p\u0103strare a \u00eenscrisurilor privind falimentul consumatorilor"},"content":{"rendered":"<p>De acum \u00eenainte, informa\u021biile privind insolven\u021bele consumatorilor pot fi g\u0103site pe Schufa doar timp de \u0219ase luni. Compania a scurtat aceast\u0103 perioad\u0103, de\u0219i Curtea Federal\u0103 de Justi\u021bie \u0219i-a am\u00e2nat decizia.<\/p>\n<h3><strong>Schufa scurteaz\u0103 perioada de p\u0103strare a informa\u021biilor despre falimentele consumatorilor<\/strong><\/h3>\n<p>Av\u00e2nd \u00een vedere litigiul \u00een curs de desf\u0103\u0219urare, Schufa scurteaz\u0103 cu efect imediat perioada de p\u0103strare a \u00eenregistr\u0103rilor referitoare la falimentele \u00eencheiate ale consumatorilor de la trei ani la \u0219ase luni. Acest lucru are ca scop crearea de claritate \u0219i securitate pentru consumatori, a declarat mar\u021bi, la Karlsruhe, o purt\u0103toare de cuv\u00e2nt a companiei. Anterior, Curtea Suprem\u0103 Federal\u0103 (BGH) a declarat c\u0103 suspend\u0103 deocamdat\u0103 procedurile \u00een acest caz pentru a a\u0219tepta o decizie a Cur\u021bii Europene de Justi\u021bie (CEJ) \u00een dou\u0103 cazuri similare.<\/p>\n<h3><strong>Noua lege privind protec\u021bia datelor \u00een UE<\/strong><\/h3>\n<p>Cu ajutorul falimentului de consum, persoanele fizice se pot elibera de datorii, chiar dac\u0103 nu sunt \u00een m\u0103sur\u0103 s\u0103 pl\u0103teasc\u0103 totul. Rezultatul final este o a\u0219a-numit\u0103 achitare a datoriei r\u0103mase. Aceasta este publicat\u0103 pe un site oficial timp de \u0219ase luni. Schufa \u0219i alte agen\u021bii de credit colecteaz\u0103 aceste notific\u0103ri \u0219i le p\u0103streaz\u0103 timp de trei ani. Acest lucru era permis \u00eenainte, dar din mai 2018, o nou\u0103 lege privind protec\u021bia datelor a intrat \u00een vigoare \u00een \u00eentreaga UE.<\/p>\n<p>La jum\u0103tatea lunii martie, avocatul general responsabil al CEJ a criticat puternic perioada lung\u0103 de p\u0103strare a acestui tip de date. Pentru cei afecta\u021bi, acest lucru ar avea consecin\u021be negative semnificative.<\/p>\n<p>Pute\u021bi citi mai multe despre Schufa \u00een Germania aici: <a href=\"https:\/\/ingermania.ro\/schufa\/\" target=\"_blank\" rel=\"noopener\">Schufa<\/a>.<\/p>\n<p>Sursa: n-tv.de<\/p>\n","protected":false},"excerpt":{"rendered":"<p>De acum \u00eenainte, informa\u021biile privind insolven\u021bele consumatorilor pot fi g\u0103site pe Schufa doar timp de \u0219ase luni. Compania a scurtat aceast\u0103 perioad\u0103, de\u0219i Curtea Federal\u0103 de Justi\u021bie \u0219i-a am\u00e2nat decizia. Schufa scurteaz\u0103 perioada de p\u0103strare a informa\u021biilor despre falimentele consumatorilor Av\u00e2nd \u00een vedere litigiul \u00een curs de desf\u0103\u0219urare, Schufa scurteaz\u0103 cu efect imediat perioada de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2962,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[22],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.12 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Schufa scurteaz\u0103 perioada de p\u0103strare a \u00eenscrisurilor privind falimentul consumatorilor - InGermania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ingermania.ro\/schufa-scurteaza-perioada-de-pastrare-a-inscrisurilor-privind-falimentul-consumatorilor\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Schufa scurteaz\u0103 perioada de p\u0103strare a \u00eenscrisurilor privind falimentul consumatorilor - InGermania\" \/>\n<meta property=\"og:description\" content=\"De acum \u00eenainte, informa\u021biile privind insolven\u021bele consumatorilor pot fi g\u0103site pe Schufa doar timp de \u0219ase luni. 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Schufa scurteaz\u0103 perioada de p\u0103strare a informa\u021biilor despre falimentele consumatorilor Av\u00e2nd \u00een vedere litigiul \u00een curs de desf\u0103\u0219urare, Schufa scurteaz\u0103 cu efect imediat perioada de [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ingermania.ro\/schufa-scurteaza-perioada-de-pastrare-a-inscrisurilor-privind-falimentul-consumatorilor\/\" \/>\n<meta property=\"og:site_name\" content=\"InGermania\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-29T11:58:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ingermania.ro\/wp-content\/uploads\/2023\/03\/Schufa.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"768\" \/>\n\t<meta property=\"og:image:height\" content=\"432\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"InGermania\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scris de\" \/>\n\t<meta name=\"twitter:data1\" content=\"InGermania\" \/>\n\t<meta name=\"twitter:label2\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ingermania.ro\/schufa-scurteaza-perioada-de-pastrare-a-inscrisurilor-privind-falimentul-consumatorilor\/\",\"url\":\"https:\/\/ingermania.ro\/schufa-scurteaza-perioada-de-pastrare-a-inscrisurilor-privind-falimentul-consumatorilor\/\",\"name\":\"Schufa scurteaz\u0103 perioada de p\u0103strare a \u00eenscrisurilor privind falimentul consumatorilor - InGermania\",\"isPartOf\":{\"@id\":\"https:\/\/ingermania.ro\/#website\"},\"datePublished\":\"2023-03-29T11:58:51+00:00\",\"dateModified\":\"2023-03-29T11:58:51+00:00\",\"author\":{\"@id\":\"https:\/\/ingermania.ro\/#\/schema\/person\/89dc7175f72a4621ebc8fd986df9a3fc\"},\"breadcrumb\":{\"@id\":\"https:\/\/ingermania.ro\/schufa-scurteaza-perioada-de-pastrare-a-inscrisurilor-privind-falimentul-consumatorilor\/#breadcrumb\"},\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ingermania.ro\/schufa-scurteaza-perioada-de-pastrare-a-inscrisurilor-privind-falimentul-consumatorilor\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ingermania.ro\/schufa-scurteaza-perioada-de-pastrare-a-inscrisurilor-privind-falimentul-consumatorilor\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\/\/ingermania.ro\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Schufa scurteaz\u0103 perioada de p\u0103strare a \u00eenscrisurilor privind falimentul consumatorilor\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ingermania.ro\/#website\",\"url\":\"https:\/\/ingermania.ro\/\",\"name\":\"InGermania\",\"description\":\"Pagin\u0103 pentru rom\u00e2nii din Germania!\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ingermania.ro\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/ingermania.ro\/#\/schema\/person\/89dc7175f72a4621ebc8fd986df9a3fc\",\"name\":\"InGermania\",\"sameAs\":[\"https:\/\/ingermania.ro\"],\"url\":\"https:\/\/ingermania.ro\/author\/ingermania\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Schufa scurteaz\u0103 perioada de p\u0103strare a \u00eenscrisurilor privind falimentul consumatorilor - InGermania","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ingermania.ro\/schufa-scurteaza-perioada-de-pastrare-a-inscrisurilor-privind-falimentul-consumatorilor\/","og_locale":"ro_RO","og_type":"article","og_title":"Schufa scurteaz\u0103 perioada de p\u0103strare a \u00eenscrisurilor privind falimentul consumatorilor - InGermania","og_description":"De acum \u00eenainte, informa\u021biile privind insolven\u021bele consumatorilor pot fi g\u0103site pe Schufa doar timp de \u0219ase luni. 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